Todd Alperin - Coco, Early & Associates The Olivares, Molina & Alperin Division



Posted by Todd Alperin on 11/29/2020

Let's face it – selling a home may prove to be a long, arduous process, particularly for those who are listing a residence for the first time. Fortunately, we're here to help you simplify the home selling journey and ensure you can enjoy a pleasant home selling experience.

Now, let's take a look at three tips to make the home selling process quick and easy.

1. Evaluate Housing Market Data

The housing market frequently changes, and a seller's market today may transform into a buyer's market tomorrow. However, if you analyze housing market data, you can understand real estate segment trends and map out your home selling journey accordingly.

Take a look at the prices of recently sold houses in your city or town. This information can help you differentiate between a buyer's and seller's market.

Also, evaluate the prices of local houses that are similar to your own. This data will show you how your residence stacks up against the competition.

2. Hire a Home Appraiser

Although you might have received a great price for your house a few years ago, the value of your home likely has changed. As such, you should conduct a home appraisal to receive an accurate property valuation.

A home appraiser will look at your house's exterior and interior, along with assorted housing market data. Then, this appraiser can provide you with a valuation of your property. And once you have a property valuation in hand, you can determine how to price your house.

In addition, it often helps to complete a home inspection prior to listing your residence. Because if you perform a home inspection today, you can identify and correct any home problems that otherwise may slow down the home selling process.

3. Collaborate with a Real Estate Agent

If you're unsure about where to find housing market data or how to hire a home appraiser, there's no need to worry. Real estate agents are available in cities and towns nationwide, and these housing market professionals will do whatever it takes to help you sell your house.

A real estate agent is a housing market expert who is available to assist you in any way possible. For instance, if you need help pricing your house, a real estate agent can make it easy to establish a competitive initial asking price. Or, if you are debating whether to accept or reject a buyer's proposal, a real estate agent can help you make an informed decision.

Let's not forget about the comprehensive support that a real estate agent provides in the days and weeks after you accept an offer, either. This housing market professional will keep you up to date about a home purchase agreement as closing day approaches. And if you ever have home selling concerns or questions, a real estate agent is happy to respond to them.

Ready to list your residence? Take advantage of the aforementioned tips, and you can increase the likelihood of a fast, simple home selling journey.




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Posted by Todd Alperin on 11/22/2020

Ready to buy a home? You'll likely need a mortgage to ensure you can afford your dream residence. Lucky for you, many banks and credit unions are happy to help you discover a mortgage that suits you perfectly.

Ultimately, meeting with a mortgage lender may seem stressful at first. But this meeting can serve as a valuable learning opportunity, one that allows you to select a mortgage that is easy to understand and matches your budget.

When you meet with a mortgage lender, here are three of the questions to ask so you can gain the insights you need to make an informed decision:

1. What mortgage options are available?

Most lenders offer a broad range of mortgage options. By doing so, these lenders can help you choose a mortgage that meets or exceeds your expectations.

Fixed-rate mortgages represent some of the most popular options for homebuyers, and perhaps it is easy to understand why. These mortgages lock-in an interest rate for a set period of time and ensure your mortgage payments will stay the same throughout the duration of your mortgage.

Meanwhile, adjustable-rate mortgages may prove to be great choices for many homebuyers as well. These mortgages may feature a lower initial interest rate that rises after several years. However, with an adjustable-rate mortgage, you'll know when your mortgage's interest rate will increase and can plan accordingly.

2. Do I need to get pre-approved for a mortgage?

Pre-approval for a mortgage usually is an excellent idea, and for good reason.

If you get pre-approved for a mortgage, you may be able to enter the homebuying market with a budget in mind. That way, you can pursue houses that fall within a set price range and avoid the risk of overspending on a home.

On the other hand, you don't need to be pre-approved for a mortgage to submit an offer on a home. But with a mortgage in hand, you may be able to gain an advantage over the competition, one that might even lead a home seller to select your offer over others.

3. How long will a mortgage last?

Many mortgages last 15- or 30-years – it all depends on the type of mortgage that you select.

A lender can explain the length associated with various mortgage options and highlight the pros and cons associated with these mortgages.

Moreover, you should ask a lender if there are any prepayment penalties if you pay off your mortgage early. This may help you determine whether a particular mortgage is right for you.

When it comes to finding a lender, don't forget to meet with several banks and credit unions. This will allow you to discover a lender that offers a mortgage with a low interest rate. Plus, it enables you to find a lender that makes you feel comfortable.

If you need assistance in your search for the right lender, be sure to reach out to a real estate agent. This housing market professional can provide details about local lenders and ensure you can accelerate your push to acquire your dream residence.





Posted by Todd Alperin on 11/15/2020


 

Are you familiar with “green” home builders? They are contractors who construct homes from sustainable or renewable products. These green home builders use durable materials in building all kinds of homes ranging from individual bungalows to expansive, real estate developments. Just like traditional builders, they handle diverse types of construction but build in a way that minimizes waste.


Green homes have gained recent popularity due to their energy efficiency, water efficiency and minimal impact on the environment. Apart from their environmental impact, green homes are known to boost the quality of living for the occupants. Moreover, a green home can enhance their overall well-being.


While searching for a suitable, green home builder, you must examine aspects of their past work like their building strategies, experience, quality of work and expertise. A green home builder must be actively involved in all phases of your home construction; they should be a part of the process from the time of design inception to the completion of the home.


Here are things to consider before employing the services of a green home builder:


License


Just like other businesses, it is essential for real estate builders to have a license that permits them to construct green homes. These licenses are issued by the state, federally, or via local city council. It is proof that a particular contractor has a permit to build a sustainable house. Therefore, you must ensure that a green home builder has a license before employing his/her services.


Experience/ Expertise


Experience is a quality that a green home builder must have. In addition to a license, builders may seek the designation "Certified Green Professional" (CGP), which is an industry determination requiring them to pass specific coursework to obtain and maintain. In addition to certification, to choose a reliable and experienced green home builder, you should endeavor to ask your prospective green home builders to show some similar projects that they have done in the past.


Green builders who believe in the quality of their work may refer you to their past customers. When meeting these customers, ask questions that will give you an idea of the builder’s level of expertise, and how living in a green home enhances their lives.


Knowledge is power, so don't be afraid to ask the tough and necessary questions to ensure you're getting the most value and efficiency for your money. To find a green home in your area, seek the advice of your real estate professional today.





Posted by Todd Alperin on 11/8/2020


 Photo by Jay Mantri via Pixabay

A deck adds valuable outdoor living space to your home's square footage, but to be an asset, it needs to be well-maintained. If your deck has missed a few annual cleanings or is showing popped nails, splintered boards or water damage, consider resurfacing it instead of replacing it. The money you save will be significant. Here's how:

Inspect Your Existing Deck

Look for rot, termite damage, warped or weakened boards and missing screws. Fix any problems you find by replacing individual boards and railings with similar materials. Make sure everything is structurally sound and sanded smooth before moving forward with the next step. 

Choose the Right Deck Wash

Step two involves giving your deck a good scrubbing to remove all traces of algae, dirt, mildew or mold that may have formed. You'll need a good wire broom or brush, eye protection and waterproof gloves, because some deck wash can be damaging to skin. You'll want to protect any nearby plants as well. Cover them in plastic while washing down your deck. 

Deck wash can be painted on, sprayed on with a garden hose, or applied with a pressure washer. A simple mixture of laundry detergent, bleach and warm water may be all it takes to begin bringing your deck back to life. Once applied, work the cleaning solution into the wood using your brush or broom. Rinse clean and allow the wood to dry before proceeding to the next step in resurfacing your existing deck. 

Apply Deck Stain

Lastly, you'll need to re-stain to apply a protective coating to your freshly cleaned decking. For older wood that still shows imperfections, try using a semi-transparent stain, instead of something that's clear. This will help to hide flaws and resistant stains.

You can spray, roll or brush the stain onto the deck, or you can use a combination of techniques such as spraying the stain down, then using a brush or roller to even out puddles and to trim out around railings. Apply the stain evenly, and then add the second and third coats while the stain is still damp. This helps keep old, thirsty wood from absorbing all the stain. Once applied, you'll need to re-stain your deck every other year to keep it looking its best. 

The total cost to replace your old deck can run upwards of $10,000, says ProRemodeler. Compare that with the $4,000 you might spend to replace worn boards and connectors, and you're looking at a significant savings. If your existing deck is worth repairing, that's usually the better option. But it must be structurally sound by the time the work is done. If you're unsure, call in a pro for an inspection. 





Posted by Todd Alperin on 11/1/2020

Selling a home may prove to be difficult, particularly for individuals who strive to maximize their day-to-day productivity. In many instances, the time and costs associated with listing a home, promoting it to potential buyers and performing other home selling tasks can add up quickly. But if you know how to act as a productive home seller, you should have no trouble maximizing the time and resources at your disposal.

What does it take to become a productive home seller? Here are three tips to help you maximize your productivity throughout the home selling process.

1. Remove Clutter

Clutter will only slow you down during the home selling cycle. As such, you'll want to do everything you can to minimize clutter prior to listing your residence.

Artwork, photographs and other personal mementos in your home should be placed in storage until you sell your residence. That way, you can free up space in your house, as well as make it easy for homebuyers to envision what life might be like if they acquire your residence.

Also, if you have items that you no longer need, don't hesitate to sell or donate these items. And if you own items that are broken or damaged, you should dispose of these items altogether.

2. Understand the Home Selling Process

When it comes to the home selling process, it pays to be diligent. If you understand what to expect before you list your house, you'll be better prepared than ever before to handle any home selling challenges that might come your way.

Furthermore, think about the buyer's perspective during the home selling cycle – you'll be glad you did. A homebuyer wants to find a home that delivers exceptional value. As a home seller, you'll want to do whatever you can to show a buyer that your house is the ideal choice.

For home sellers, it pays to consider what you'll need to do to promote your house to the right groups of potential buyers. If you plan ahead and learn about the home selling process, you can make informed choices that may help you get the best price for your residence.

3. Collaborate with a Real Estate Agent

A real estate agent is committed to client satisfaction, and as a result, will go above and beyond the call of duty to help you maximize your productivity. This housing market professional will offer expert recommendations throughout the home selling journey to make it simple to achieve your desired results. Plus, he or she will set up home showings, keep you up to date about offers on your house and much more.

It helps to hire a real estate agent who understands the ins and outs of the housing market in your area. With this real estate agent at your side, you can quickly and effortlessly navigate the home selling cycle.

Stay productive as you sell your house – use the aforementioned tips, and you can increase the likelihood of a quick, seamless home selling experience.




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