Todd Alperin - Coco, Early & Associates The Olivares, Molina & Alperin Division



Posted by Todd Alperin on 7/15/2018

Having equity in your home is an incredibly valuable thing. It allows you to borrow against your house and shows that the value of your investment is rising. Equity defined is the difference between your home’s value and the amount you still owe on the home. Equity allows you to move forward with other properties and sell your current one. 


As you pay down your mortgage, your equity increases. There is, however, always a risk of an equity slide where values drop a bit. There are a few ways that you can help your home’s equity value to increase faster.


Pay Towards The Principal


The first few years that you’re a homeowner, you’ll be paying a lot towards the interest and only a little towards the principal value of the loan. The quicker you pay down your home loan, the faster you’ll increase the equity of your home. Check your budget and see how much extra you may be able to pay. Then, talk with your lender to see if there are any pre-payment penalties. 


Complete Home Improvement Projects


You may not know that many home improvement projects can increase the value of your home substantially. There are many projects that you can complete in your home that won’t break the bank yet will give you a significant return. You can start simple, or think big. Some of the best home improvement projects that will add value to your home include:


  • Complete kitchen remodel
  • Replacing countertops
  • Refinishing cabinets
  • Installing new appliances
  • Replacing garage doors
  • Bathroom remodel
  • Putting on addition
  • Landscaping renovations


Any of these home improvement projects can add value to your home, bringing the equity value of the home up. Even if you’re not planning on taking out any equity in your home for some time, any improvement projects that you choose to do are beneficial for both you and how your home affects your finances.  


Increase The Amount Of Your Downpayment


You can increase the value of a home before you even buy it. If you put the traditional 20% down on a house, you’ll build equity a bit faster than if you put down a lower amount such as 3% or 5%. If you have already purchased your home, you can ask your lender to do what’s called a cash-in refinance. This type of refinance is where you bring cash to the refinancing closing table in order to lower the balance of your mortgage.   





Categories: Uncategorized  


Posted by Todd Alperin on 7/8/2018

If you’re a health nut, where you live may be a big factor for you. The neighborhood that you choose could have some impact on your health and lifestyle choices. Your neighborhood will need the amenities that you crave like places for exercise, access to healthy food, and sidewalks for walking. These aspects also add to the community sense that you feel within the neighborhood. Children’s parks, people who go on frequent strolls, and a sense of people spending time outside often are all signs of a “healthy” neighborhood. Below, we’ll delve into these key factors. 


Sidewalks And Bike Trails


Being able to do daily errands on foot along with access to easy outdoor exercise is important to a healthy lifestyle. These amenities provide safety and the ability to access what you need without a car. You can even find public transportation easier to get to and from. As a bonus, you’ll be doing something good for the environment, saving gas and staying out of traffic.  


Nature Is Abundant


Don’t underestimate how much healthier being around nature can make you feel. From lush trees, to parks, gardens, hiking trails, even golf courses all provide access to active activities and natural beauty. Even community gardens are a part of nature that can be good for your health. Having the opportunity to grow or even be around the inspiration of people growing and caring for their own food sources is good for you. The more access you have to nature in the place that you’re living, the healthier that you’ll be.  


Check Out The Social Scene


Sometimes you can get a sense of a neighborhood just by observing it. Are people making connections and out and about together, or do people seem to go off more on their own? Socializing is an important part of health and well-being. Some signs of socially friendly neighborhoods:


  • People are out walking their dogs, chatting
  • Neighbors are out together gathering in a front yard



Gyms And Healthy Food Are Readily Available


Do you see your favorite organic grocery store nearby? Having access to the type and quality of food you crave is important. Maybe there is an abundance of vegetarian and vegan restaurant options nearby. For those days that a workout outside just won’t do, having a gym close by is also a sign of a healthy neighborhood.    

 

Check Out The Traffic


A neighborhood can have all of the above, yet if it has a lot of traffic, you could have a huge issue. Lots of traffic brings two different kinds of pollution- noise and air. Not having access to quiet spaces can often increase stress levels. If you have allergies or asthma, being around a lot of traffic pollution may not help your condition much either. While traffic seems like a small detail, it’s something to consider when you’re looking for a healthy neighborhood.




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Posted by Todd Alperin on 7/3/2018

This Mobile Home in Hampstead, NH recently sold for $195,000. This style home was sold by Todd Alperin - Coco, Early & Associates The Olivares, Molina & Alperin Division.


112 Freedom Hill Road, Hampstead, NH 03841

Mobile Home

$195,000
Price
$195,000
Sale Price

6
Rooms
2
Beds
2
Baths
Thinking of downsizing or looking for a retirement home? Take a look at meticulously maintained 3 year young affordable home located at the desirable 55 plus Granite Village Retirement Community. Fully applianced kitchen with plenty of counter space and cabinets. Beautiful hardwood flooring in the living room and dining room. Spacious master bedroom and with walk-in closet and large master bedroom. Second bedroom is generously sized with large closet. Full guest bathroom. Central air conditioning. Attached 1 car garage. Generator ready. A pleasure to show! Showings to begin at open house on Sunday, April 29th from 12-2.

Similar Properties





Categories: Sold Homes  


Posted by Todd Alperin on 7/3/2018


8 Summit Drive, Atkinson, NH 03811

Single-Family

$409,900
Price

3
Bedrooms
9
Rooms
2/1
Full/Half Baths
Wow! This fantastic spacious cape located in desirable Atkinson neighborhood is a must see! The first floor features a fully applianced kitchen with breakfast bar, center island and plenty of cabinet space that opens to the living room and dining room. A front to back family room has built-ins and beautiful wood burning fireplace. Hardwood Floors. The first floor also features a stunning first floor master suite addition. The 16x16 master bedroom with bamboo flooring leads to master bath with granite vanity, air spa tub and huge walk-in closet. The first floor is completed by a tiled half bath. The second floor offers great flexibility with 3 additional rooms. The current floor plan features a front to back very spacious bedroom with two closets. A den/office leads to another good sized bedroom. Beautiful hardwood floors. A full tiled bath completes the second floor. The lower level has a finished tiled room that is great for a exercise room, office or playroom. The lower level also has a workshop area and tons of storage. Weil Mclain Gold 5 zone heating system, Anderson replacement windows, new expanded driveway, new wood exterior siding 2010 and many more updates. 2 car attached garage. Awesome level lot! Backyard is completely fenced in with patio and storage shed. Relax on the beautiful farmers porch. Great commuter location with routes 495 and 93 both nearby. Atkinson Country Club and Crystal Springs Golf course just a few minutes away. Showings begin on 7/1.
Open House
Sunday
July 08 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 8 Summit Drive, Atkinson, NH 03811    Get Directions






Categories: Open House  


Posted by Todd Alperin on 7/1/2018

Believe it or not, an inspection may make or break a home purchase. And if a homebuyer fails to allocate time and resources to perform a comprehensive inspection, the consequences could be severe.

Ultimately, there are many reasons to conduct an extensive inspection before you finalize a home purchase, and these include:

1. You can identify any underlying structural problems with a house.

A home inspection provides a valuable learning opportunity for a homebuyer. In fact, an inspection can help you identify any underlying structural problems with a house before you complete your purchase.

During a home inspection, a property expert will examine a residence both inside and out. When the property expert has completed his or her inspection, this professional will provide you with an inspection report.

As a homebuyer, it is important to review all inspection report results closely. With these home insights, you can decide whether to proceed with a house purchase or reenter the real estate market.

2. You can assess the costs associated with various home repairs.

A comprehensive home inspection enables you to learn about a wide range of home problems. After you receive a home inspection report, you can analyze the costs associated with various home repairs as well.

If you find that home repair costs could be substantial, you may want to ask a seller to complete assorted home improvements. Or, you can always request a reduced price for a home due to its condition.

Furthermore, if you are overwhelmed by potential home repairs, it is important to remember that you can still walk away from a home purchase. And at this point, you can restart your home search from square one.

3. You can determine whether a home is a viable long-term investment.

A home generally is a long-term investment, and as such, you should strive to optimize the value of your house purchase. Thanks to a comprehensive home inspection, you'll be in a great position to do just that.

With an in-depth home inspection, you can identify a house's strengths and weaknesses. And if you feel comfortable with a house after an inspection, you can finalize your home purchase and reap the benefits of a successful investment.

When it comes to conducting a home inspection, it helps to collaborate with a real estate agent. This housing market professional can put you in touch with the top local home inspectors to ensure you can receive expert support as you evaluate a residence.

Let's not forget about the assistance that a real estate agent can provide throughout the homebuying journey, either. A real estate agent can set up home showings, help you submit offers on houses and much more. As a result, a real estate agent will make it easy for you to enjoy a successful homebuying experience.

Ready to pursue your dream house? Consult with a real estate agent, and you can receive plenty of support as you proceed along the homebuying journey.




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